This article is a comprehensive review of the Opay app and PalmPay app, the top fintech money apps in Nigeria with many goodies for their numerous customers. So, PalmPay vs. Opay, which is better?
So you are getting the best of your time in knowing which of these two mobile apps is okay to pick as the favorite based on the following:
- Mouth Watering Bonus
- As a money-making platform
- Best in terms of Incentives
- The best to pay utility bills
- Best to make you N10,000 daily on Refer and Earn
- The best for data and airtime purchase
These and many more are what I will base this article on and it will be a side-by-side review for you to judge the best you will refer people to because you can make more than 70,000 in a week if you refer friends and family to these apps.
Table of Contents
How To Make Money on PalmPay
If you are willing to provide a service to PalmPay, you can get paid in your local currency for up to N3000 within an hour and that is for a single task, imagine you now complete up to 5 tasks within a day then you are cashing out like N15,000 at a go.
How to Download and Register with PalmPay
- Use this link to join Palmpay: www.palmpay.com
- Join their free Refer and Earn program and make cool money as you wish.
- Use this code M3K4L6 during the registration and get instant N1000 for free
- Note that to activate the account you are require to send at least N2000 for activation
- Then you withdraw the transfer amount back
- Only then you will be able to get and spend the free N1000 new registration gift and
- Get also N100 airtime for free
Now let’s check on what you can do to make money on Opay without borrowing
How to Make Money on Opay
Opay has been a very good source of making money for a lot of people including myself, the process is to use what you have to get what you need, if your friends are not on Opay by introducing Opay to them, you will get paid by Opay. And how much you get depends on
- Number of people you invited
- If they completed the sign-up process
How to Download and Register with Opay
- Use this link to join Palmpay: www.opay.ng
- Join their free Refer and Earn program and make cool money as you wish.
- Get instant N1000 for free
- Note that to activate the account you are require to send at least N2000 for activation
- Then you withdraw the transfer amount back
- Only then you will be able to get and spend the free N1000 new registration gift and
- Get also N100 airtime for free
You get paid as much as N3000 for every single person https://opay.ng/s/1c8Zxyou successfully invite.
What is the Similarities on the Opay and PalmPay Refer and Earn
Before you get paid you need to encourage your friend to use your invitation link, tell them to complete the simple registration, and most importantly both of you will get a reward close to N3,000 if:
He/She transacts at least N2000 on that account, meaning activate the account with N2000 and transfer it back, then you get paid for the job well done, while your friend will get up to N1000.
So imagine doing this simple and stress-free task, you can even turn yourself into a millionaire earning free money from both the PalmPay and Opay together at the same time.
PalmPay vs Opay Which is Better
Let’s now look deep into the bonuses these two fintech apps have for their users, while I will start with the bonuses on recharge of airtime.
This is a side-by-side analysis between PalmPay vs Opay.
PalmPay vs Opay Which is Better on Cashback
In terms of cashback when you recharge on Pailmpay and Opay. How much will you get back as a bonus if you buy from Opay and PalmPay?
| Recharge 50 | 100 | 200 | 500 | 1000 | 2000 | |
| Opay | N0.5 | N1 | N2 | N5 | N10 | N20 |
| PalmPay | N2 | N3 | N6 | N10 | N20 | N30 |
Palmpay also has a Daily Flash Sales that you pay less for more airtime on MTN, this means if you buy N50 airtime you pay only N46 other samples are shown below
- N100 airtime on daily flash sales you pay N93
- N200 you pay N186
- N300 you only pay N282
- With N500 recharge you pay N470 and lastly
- N1000 you pay just N930
The Best to Pay Utility Bills between PalmPay vs Opay
In comparison between Palmpay vs Opay, both apps offer the best deal on using them to clear your utility bills, as you get an incentive for using their apps to make payments at no extra charge to your transactions.
Opay offers cashback on electricity and other utility bills, while Palmpay gives coupons and cashback on utility bill payments made on their app as well.
The Best for Data and Airtime Purchase between PalmPay and PaOpay
In terms of best to pick between PalmPay vs Opay, then you need to download the two apps to enjoy the numerous data and airtime bonuses that come from them, let take for instance;
Palmpay has about 6% cash back and even an Airtime offer of about 20% on some days. You also get recommended data for bigger data volume data lower daily, weekly, and monthly data plans from the PalmPay app.
See the screenshot below for glance
In the real sense of it, a comparison between PalmPay vs Opay is a big deal and the best of it is to have the two apps and enjoy bonuses unlimited from both.
If you have been using these two apps which one do you prefer PalmPay vs Opay, and what is it that you think was missed out about these apps that you think is worth mentioning in the comparison between Palmpay vs Opay, let your say in the comment section below
Disclaimer: as at the time of this article all this reviews about PalmPay vs Opay is correct as the information from these aforementioned apps may change as time goes on. Always update the apps for best deal
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